Insurance Companies to use

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drozdenko
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Re: Insurance Companies to use

Post by drozdenko » Wed Jun 29, 2016 3:49 pm

Latest post of the previous page:

Yeah, seems like the majority of the people I dope too have their bus's insured higher but don't mention camping and take the risk.

Safeco quoted my auto, home owners, umbrella and higher limit on bus with collision for about $125 cheaper then I'm paying now. $25k value. They said there's no limit to how/where I drive it based on 3 cars/2 drivers. Where the classic policy assumes just that 1 driver.

My current carrier MetLife said they would insure it at a appraised value only. I would have to set that up on my own and provide documentation for everything. In the end I might just go with safeco for price and conscience of having all my policies with 1 carrier us they give me better discounts.

I also tried American collectors but was so reluctant to say how I used the bus. I would rather pay a higher premium knowing covered.

I'll repost when I finally decide.
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wcfvw69
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Re: Insurance Companies to use

Post by wcfvw69 » Wed Jun 29, 2016 7:34 pm

RussellK wrote:That doesn't make any sense wcfvw69. Why wouldn't they want this business? State Farm covers my house and two other vehicles. The agent wanted to write the policy but the underwriter wasn't on board. Then again why did Chubb approve my use in writing at my stated value but turned down drozdenko? I might have to check out American Family if they are in our State
I agree, it doesn't make sense? I'm paying like $230 a year for collector car insurance with something like 4k miles a year allowed for usage. They insure all four of my vehicles so maybe that's the difference?
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RussellK
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Re: Insurance Companies to use

Post by RussellK » Fri Jul 29, 2016 9:07 am

I recently joined AARP (yeah I know) and they advertise auto insurance so I contacted them. Basically it is through The Hartford. The agent was agreeable to covering the bus on a limited mileage basis but with no restrictions on type of use. He said they use the NADA Black Book to establish value and would send me to an appraiser if I wanted to establish an agreed to condition. I was thinking in the 16k range and he countered I might be low so quoted it at 22k. The premium was not much more that the collector policy I currently have. The one caveat he had was that we had to eventually bring over all our cars as each policy became due.

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tristessa
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Re: Insurance Companies to use

Post by tristessa » Fri Jul 29, 2016 3:14 pm

My wife joined AARP a couple of years ago (I've got a few years to go before I'm old enough) and we bounced our auto insurance from Geico to AARP/Hartford .. just standard coverage not "collector" or agreed-value policy. We're getting the same or better coverage than we did with Geico for about 2/3 the cost; that savings alone is worth the $16/year...
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